Note also, if you plan on buying a new Ford vehicle and are a member of the DAV (Disabled American Veterans) you can really rack up with the X-Plan. You will have to call the DAV, give them your membership number and they will give you a link where you can retrieve the code to put on your X-plan form. What the X-plan does is to limit what the dealer can charge you for the Document Fee (which sometimes can be $600) and a flat price for the vehicle + tax + tag + title. To be a member of the DAV you only have to be rated at 10%, which most of us can get through tinnitus (ringing in the ears).